/* ==========================================================================
   Finansowy Chaos — arkusz stylow
   Struktura celowo ograniczona do flexboxa, zeby kazda sekcje dalo sie
   odtworzyc 1:1 natywnymi widgetami Elementora (kontener flex, naglowek,
   tekst, obraz, przycisk, icon box, akordeon, gwiazdki, galeria).
   Brak CSS grid, brak layoutow sterowanych JS-em.
   ========================================================================== */

/* --- 1. Zmienne marki ---------------------------------------------------- */
:root{
  --ink:#0B0B0D;
  --ink-2:#2A2C31;
  --muted:#6A7078;
  --line:#E4E6E1;
  --bg:#FFFFFF;
  --bg-2:#F6F7F2;
  --lime:#DCFF1E;
  --lime-deep:#8FA800;
  --blue:#2C4CF0;
  --blue-soft:#EEF1FE;

  --r-sm:10px;
  --r-md:16px;
  --r-lg:24px;
  --r-pill:999px;

  --shadow-hard:6px 6px 0 var(--ink);
  --shadow-hard-lime:6px 6px 0 var(--lime);
  --shadow-soft:0 14px 40px rgba(11,11,13,.10);

  --font-display:"Space Grotesk",system-ui,-apple-system,"Segoe UI",sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;

  --wrap:1180px;
  --gap:28px;
}

/* --- 2. Reset ------------------------------------------------------------ */
*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{
  margin:0;
  font-family:var(--font-body);
  font-size:17px;
  line-height:1.65;
  color:var(--ink-2);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block;}
a{color:var(--blue);text-decoration:none;}
a:hover{text-decoration:underline;}
ul,ol{padding-left:1.25em;}
figure{margin:0;}

h1,h2,h3,h4{
  font-family:var(--font-display);
  color:var(--ink);
  font-weight:700;
  letter-spacing:-.025em;
  line-height:1.08;
  margin:0 0 .5em;
}
h1{font-size:clamp(2.4rem,6vw,4.3rem);}
h2{font-size:clamp(1.9rem,4vw,2.9rem);}
h3{font-size:clamp(1.25rem,2.2vw,1.6rem);line-height:1.2;}
h4{font-size:1.06rem;line-height:1.3;}
p{margin:0 0 1.1em;}
p:last-child{margin-bottom:0;}

:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:4px;}

.skip-link{
  position:absolute;left:-9999px;top:0;z-index:200;
  background:var(--ink);color:#fff;padding:14px 20px;border-radius:0 0 var(--r-sm) 0;
}
.skip-link:focus{left:0;}

/* --- 3. Uklad ------------------------------------------------------------ */
.container{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px;}
.container--narrow{max-width:820px;}

.section{padding:88px 0;}
.section--tight{padding:56px 0;}
.section--alt{background:var(--bg-2);}
.section--ink{background:var(--ink);color:#C8CBD0;}
.section--ink h2,.section--ink h3,.section--ink h4{color:#fff;}
.section--lime{background:var(--lime);}

/* wiersz = kontener flex w Elementorze */
.row{display:flex;flex-wrap:wrap;gap:var(--gap);}
.row--center{align-items:center;}
.row--between{justify-content:space-between;}
.row--middle{justify-content:center;}
.row--tight{gap:16px;}
.col{flex:1 1 320px;min-width:0;}
.col--half{flex:1 1 calc(50% - var(--gap));min-width:280px;}
.col--third{flex:1 1 calc(33.333% - var(--gap));min-width:258px;}
.col--quarter{flex:1 1 calc(25% - var(--gap));min-width:208px;}
.col--grow2{flex:2 1 420px;}

.stack{display:flex;flex-direction:column;}
.stack--sm{gap:12px;}
.stack--md{gap:20px;}
.stack--lg{gap:34px;}

/* --- 4. Typografia pomocnicza -------------------------------------------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  font-family:var(--font-display);font-weight:700;
  font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--ink);
}
.eyebrow::before{content:"";width:26px;height:3px;background:var(--lime);border-radius:2px;}
.section--ink .eyebrow{color:var(--lime);}

.lead{font-size:1.16rem;color:var(--muted);line-height:1.6;}
.section--ink .lead{color:#A8ACB4;}

/* zakreslacz - sygnaturowy element marki */
.mark{
  background:var(--lime);
  box-shadow:0 0 0 .12em var(--lime);
  border-radius:.08em;
  padding:0 .04em;
}
.section--ink .mark{color:var(--ink);}

.text-muted{color:var(--muted);}
.text-center{text-align:center;}
.mx-auto{margin-left:auto;margin-right:auto;}
.mb-0{margin-bottom:0;}

/* --- 5. Przyciski -------------------------------------------------------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:var(--font-display);font-weight:700;font-size:1rem;
  padding:15px 28px;border-radius:var(--r-pill);
  border:2px solid var(--ink);
  cursor:pointer;text-align:center;text-decoration:none;
  transition:transform .14s ease,box-shadow .14s ease,background .14s ease,color .14s ease;
}
.btn:hover{text-decoration:none;transform:translateY(-2px);}
.btn:active{transform:translateY(0);}

.btn--primary{background:var(--lime);color:var(--ink);box-shadow:0 4px 0 var(--ink);}
.btn--primary:hover{box-shadow:0 6px 0 var(--ink);}

.btn--ink{background:var(--ink);color:#fff;box-shadow:0 4px 0 var(--lime);}
.btn--ink:hover{box-shadow:0 6px 0 var(--lime);}

.btn--ghost{background:transparent;color:var(--ink);}
.btn--ghost:hover{background:var(--ink);color:#fff;}
.section--ink .btn--ghost{color:#fff;border-color:#43464D;}
.section--ink .btn--ghost:hover{background:#fff;color:var(--ink);border-color:#fff;}

.btn--sm{padding:11px 20px;font-size:.92rem;}
.btn--block{width:100%;}

.btn .arr{font-size:1.1em;line-height:1;transition:transform .14s ease;}
.btn:hover .arr{transform:translateX(3px);}

.link-arrow{
  font-family:var(--font-display);font-weight:700;color:var(--ink);
  display:inline-flex;align-items:center;gap:8px;
  border-bottom:3px solid var(--lime);padding-bottom:2px;
}
.link-arrow:hover{text-decoration:none;border-bottom-color:var(--ink);}
.section--ink .link-arrow{color:#fff;}

/* --- 6. Naglowek i nawigacja --------------------------------------------- */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(255,255,255,.94);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px;}

.brand{display:inline-flex;align-items:center;flex:0 0 auto;}
.brand:hover{text-decoration:none;}
.brand-plate{
  background:var(--ink);border-radius:var(--r-sm);
  padding:9px 14px;display:flex;align-items:center;
}
.brand-plate img{width:150px;height:auto;}

.nav{display:flex;align-items:center;gap:4px;}
.nav a{
  font-family:var(--font-display);font-weight:700;font-size:.95rem;
  color:var(--ink);padding:10px 13px;border-radius:var(--r-pill);
  display:inline-flex;align-items:center;gap:6px;
}
.nav a:hover{background:var(--bg-2);text-decoration:none;}
.nav a.is-active{background:var(--lime);}

.has-sub{position:relative;}
.has-sub>a::after{content:"\25BE";font-size:.72em;opacity:.55;}
.subnav{
  position:absolute;top:calc(100% + 8px);left:0;
  min-width:280px;padding:8px;margin:0;list-style:none;
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-md);
  box-shadow:var(--shadow-soft);
  opacity:0;visibility:hidden;transform:translateY(-6px);
  transition:opacity .16s ease,transform .16s ease,visibility .16s;
}
.has-sub:hover .subnav,.has-sub:focus-within .subnav{opacity:1;visibility:visible;transform:translateY(0);}
.subnav a{display:block;padding:10px 13px;border-radius:var(--r-sm);font-size:.93rem;}

.header-cta{flex:0 0 auto;}
.nav>.btn{display:none;}

.nav-toggle{
  display:none;align-items:center;justify-content:center;gap:5px;
  width:50px;height:46px;padding:0;
  background:var(--ink);border:none;border-radius:var(--r-sm);cursor:pointer;
  flex-direction:column;
}
.nav-toggle span{display:block;width:22px;height:2.5px;background:#fff;border-radius:2px;transition:transform .2s ease,opacity .2s ease;}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7.5px) rotate(45deg);}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0;}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg);}

/* --- 7. Hero ------------------------------------------------------------- */
.hero{padding:76px 0 84px;background:var(--bg);overflow:hidden;}
.hero h1{margin-bottom:.35em;}
.hero .lead{max-width:47ch;font-size:1.22rem;}
.hero-media{position:relative;flex:1 1 430px;min-width:290px;}
.hero-media img{border-radius:var(--r-lg);border:2px solid var(--ink);box-shadow:var(--shadow-hard);width:100%;aspect-ratio:3/2;object-fit:cover;}

.hero-badge{
  display:inline-flex;align-items:center;gap:10px;
  background:var(--bg-2);border:2px solid var(--ink);border-radius:var(--r-pill);
  padding:7px 18px 7px 8px;font-size:.87rem;font-weight:600;color:var(--ink);
}
.hero-badge b{font-family:var(--font-display);background:var(--lime);border-radius:var(--r-pill);padding:4px 12px;}

.hero-sub{padding:56px 0 16px;}
.hero-sub h1{margin-bottom:.3em;}

/* --- 8. Pasek zaufania --------------------------------------------------- */
.trustbar{border-top:2px solid var(--ink);border-bottom:2px solid var(--ink);background:var(--lime);padding:26px 0;}
.trust-item{flex:1 1 200px;display:flex;flex-direction:column;gap:2px;}
.trust-item .n{font-family:var(--font-display);font-weight:700;font-size:1.9rem;color:var(--ink);line-height:1;}
.trust-item .t{font-size:.9rem;color:#3D4128;font-weight:600;}

/* --- 9. Karty ------------------------------------------------------------ */
.card{
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-lg);
  padding:30px;display:flex;flex-direction:column;gap:14px;
  transition:transform .16s ease,box-shadow .16s ease;
}
.card--hover:hover{transform:translateY(-4px);box-shadow:var(--shadow-hard);text-decoration:none;}
.card--flat{border-color:var(--line);}
.card--lime{background:var(--lime);}
.card--ink{background:var(--ink);border-color:var(--ink);color:#B9BDC4;}
.card--ink h3,.card--ink h4{color:#fff;}
.card h3{margin-bottom:0;}
.card p{color:var(--muted);margin-bottom:0;}
.card--ink p{color:#A8ACB4;}
.card--lime p{color:#3D4128;}
.card-foot{margin-top:auto;padding-top:6px;}

.card-media{margin:-30px -30px 4px;border-radius:22px 22px 0 0;overflow:hidden;border-bottom:2px solid var(--ink);}
.card-media img{width:100%;aspect-ratio:3/2;object-fit:cover;}

/* icon box */
.iconbox{display:flex;flex-direction:column;gap:12px;}
.ico{
  width:56px;height:56px;flex:0 0 56px;
  display:flex;align-items:center;justify-content:center;
  background:var(--lime);border:2px solid var(--ink);border-radius:var(--r-md);
  font-size:1.5rem;line-height:1;
}
.iconbox--row{flex-direction:row;align-items:flex-start;gap:18px;}
.iconbox h3,.iconbox h4{margin-bottom:6px;}
.iconbox p{color:var(--muted);margin:0;}
.section--ink .iconbox p{color:#A8ACB4;}

/* --- 10. Ranking --------------------------------------------------------- */
.rank-note{
  display:flex;gap:14px;align-items:flex-start;
  background:var(--blue-soft);border:2px solid var(--blue);border-radius:var(--r-md);
  padding:18px 22px;font-size:.94rem;color:#1B2A6B;
}
.rank-note .ico{font-size:1.15rem;line-height:1.45;}
.rank-note p{margin:0;}
.rank-note a{color:#1B2A6B;text-decoration:underline;}

.rank-warn{
  display:flex;gap:14px;align-items:flex-start;
  background:#FFF6E5;border:2px solid #C98A00;border-radius:var(--r-md);
  padding:18px 22px;font-size:.94rem;color:#54400A;
}
.rank-warn .ico{font-size:1.15rem;line-height:1.45;}
.rank-warn p{margin:0 0 .6em;}
.rank-warn p:last-child{margin:0;}

/* pojedyncza pozycja rankingu = kontener flex, nie tabela:
   dzieki temu mapuje sie na Elementora i nie lamie sie na telefonie */
.rank-item{
  display:flex;flex-wrap:wrap;align-items:center;gap:24px;
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-lg);
  padding:26px;
  transition:box-shadow .16s ease;
}
.rank-item:hover{box-shadow:var(--shadow-hard);}
.rank-item--top{border-width:3px;box-shadow:var(--shadow-hard-lime);}

.rank-badge{
  flex:0 0 auto;width:60px;height:60px;
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-display);font-weight:700;font-size:1.5rem;color:var(--ink);
  background:var(--lime);border:2px solid var(--ink);border-radius:50%;
  /* naciecie z logo - powtarzalny motyw marki */
  background-image:linear-gradient(118deg,transparent 79%,var(--ink) 79%,var(--ink) 82%,transparent 82%);
}
.rank-item--top .rank-badge{width:68px;height:68px;font-size:1.75rem;}

.rank-brand{flex:1 1 185px;min-width:150px;display:flex;flex-direction:column;gap:8px;}
.rank-logo{
  height:52px;width:100%;max-width:170px;
  display:flex;align-items:center;justify-content:center;
  border:2px dashed #C9CCC4;border-radius:var(--r-sm);
  background:var(--bg-2);
  font-family:var(--font-display);font-weight:700;font-size:.8rem;color:var(--muted);
  text-align:center;padding:4px 8px;
}
.rank-name{font-family:var(--font-display);font-weight:700;font-size:1.1rem;color:var(--ink);margin:0;}
.rank-tag{font-size:.82rem;color:var(--muted);}

.rank-specs{flex:2 1 320px;display:flex;flex-wrap:wrap;gap:14px 26px;}
.spec{flex:1 1 128px;min-width:108px;display:flex;flex-direction:column;gap:1px;}
.spec .k{font-size:.72rem;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);font-weight:700;}
.spec .v{font-family:var(--font-display);font-weight:700;font-size:1.2rem;color:var(--ink);line-height:1.2;}
.spec .v small{font-size:.62em;font-weight:600;color:var(--muted);}

.rank-act{flex:0 0 auto;display:flex;flex-direction:column;gap:9px;align-items:stretch;min-width:186px;}
.rank-act .fineprint{font-size:.72rem;color:var(--muted);text-align:center;line-height:1.4;}

/* gwiazdki */
.stars{display:inline-flex;align-items:center;gap:7px;}
.stars .s{color:var(--lime-deep);font-size:1rem;letter-spacing:.09em;}
.stars .score{font-family:var(--font-display);font-weight:700;font-size:.92rem;color:var(--ink);}

/* podium */
.podium-card{
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-lg);
  padding:28px;display:flex;flex-direction:column;gap:14px;text-align:center;align-items:center;
}
.podium-card--1{background:var(--lime);box-shadow:var(--shadow-hard);}
.podium-card .rank-logo{max-width:100%;}
.podium-card--1 .rank-logo{background:rgba(255,255,255,.55);border-color:rgba(11,11,13,.3);color:#3D4128;}
.podium-card p{color:var(--muted);margin:0;font-size:.95rem;}
.podium-card--1 p{color:#3D4128;}
.podium-card .card-foot{width:100%;}

/* plusy / minusy */
.pm{display:flex;flex-wrap:wrap;gap:var(--gap);}
.pm-col{flex:1 1 258px;}
.pm-col h4{display:flex;align-items:center;gap:9px;}
.pm-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px;}
.pm-list li{display:flex;gap:11px;align-items:flex-start;font-size:.96rem;}
.pm-list li::before{flex:0 0 auto;font-weight:700;line-height:1.6;}
.pm-list--plus li::before{content:"+";color:#5F7000;}
.pm-list--minus li::before{content:"\2013";color:#C7453C;}

/* --- 11. Akordeon (mapuje sie na widget Accordion) ----------------------- */
.acc{display:flex;flex-direction:column;gap:12px;}
.acc-item{border:2px solid var(--ink);border-radius:var(--r-md);background:#fff;overflow:hidden;}
.acc-head{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:20px 24px;background:none;border:0;cursor:pointer;text-align:left;
  font-family:var(--font-display);font-weight:700;font-size:1.04rem;color:var(--ink);
}
.acc-head:hover{background:var(--bg-2);}
.acc-head .sign{
  flex:0 0 auto;width:28px;height:28px;border-radius:50%;
  background:var(--lime);border:2px solid var(--ink);
  display:flex;align-items:center;justify-content:center;font-size:1rem;line-height:1;
  transition:transform .2s ease;
}
.acc-head[aria-expanded="true"] .sign{transform:rotate(45deg);}
.acc-panel{display:none;padding:0 24px 22px;color:var(--muted);}
.acc-panel.is-open{display:block;}
.acc-panel>p:first-child{margin-top:0;}

/* --- 12. Artykuly -------------------------------------------------------- */
.post-card{
  display:flex;flex-direction:column;
  border:2px solid var(--ink);border-radius:var(--r-lg);overflow:hidden;background:#fff;
  transition:transform .16s ease,box-shadow .16s ease;
}
.post-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-hard);text-decoration:none;}
.post-card img{width:100%;aspect-ratio:3/2;object-fit:cover;border-bottom:2px solid var(--ink);}
.post-card .body{padding:24px;display:flex;flex-direction:column;gap:10px;flex:1;}
.post-card h3{font-size:1.18rem;margin:0;}
.post-card p{color:var(--muted);font-size:.94rem;margin:0;}
.post-card .cat{
  align-self:flex-start;font-family:var(--font-display);font-weight:700;
  font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;
  background:var(--lime);border-radius:var(--r-pill);padding:5px 12px;color:var(--ink);
}
.post-card .meta{margin-top:auto;padding-top:8px;font-size:.82rem;color:var(--muted);}
.post-card--soon{opacity:.6;}
.post-card--soon .cat{background:var(--line);}
.post-card--soon:hover{transform:none;box-shadow:none;}

.article{max-width:760px;}
.article h2{margin-top:1.7em;font-size:clamp(1.6rem,3vw,2.15rem);}
.article h3{margin-top:1.4em;}
.article ul,.article ol{margin:0 0 1.2em;display:flex;flex-direction:column;gap:8px;}
.article img{border-radius:var(--r-lg);border:2px solid var(--ink);margin:1.6em 0;}

.callout{
  border:2px solid var(--ink);border-left-width:8px;border-radius:var(--r-md);
  background:var(--bg-2);padding:22px 26px;margin:1.7em 0;
}
.callout h4{margin:0 0 8px;display:flex;align-items:center;gap:9px;}
.callout p{margin:0 0 .8em;color:var(--ink-2);}
.callout p:last-child{margin:0;}
.callout--lime{background:var(--lime);border-color:var(--ink);}
.callout--lime p{color:#3D4128;}

.toc{border:2px solid var(--line);border-radius:var(--r-md);padding:22px 26px;background:var(--bg-2);}
.toc h4{margin:0 0 12px;}
.toc ol{margin:0;padding-left:1.2em;display:flex;flex-direction:column;gap:7px;}

.article-meta{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:.87rem;color:var(--muted);}

/* --- 13. CTA ------------------------------------------------------------- */
.cta-band{
  border:3px solid var(--ink);border-radius:var(--r-lg);
  background:var(--lime);padding:clamp(32px,5vw,58px);
  display:flex;flex-wrap:wrap;align-items:center;gap:30px;justify-content:space-between;
}
.cta-band h2{margin-bottom:.25em;}
.cta-band p{color:#3D4128;margin:0;max-width:52ch;}
.cta-band .cta-copy{flex:1 1 400px;}
.cta-band .cta-act{flex:0 0 auto;display:flex;flex-direction:column;gap:10px;}

/* --- 14. Stopka ---------------------------------------------------------- */
.site-footer{background:var(--ink);color:#9A9EA6;padding:70px 0 34px;font-size:.94rem;}
.site-footer h4{color:#fff;font-size:.8rem;letter-spacing:.15em;text-transform:uppercase;margin-bottom:16px;}
.site-footer a{color:#D6D9DE;}
.site-footer a:hover{color:var(--lime);text-decoration:none;}
.footer-brand img{width:180px;margin-bottom:18px;}
.footer-links{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}
.footer-social{display:flex;gap:10px;flex-wrap:wrap;}
.footer-social a{
  display:inline-flex;align-items:center;gap:8px;
  border:2px solid #2E3138;border-radius:var(--r-pill);padding:8px 16px;
  font-family:var(--font-display);font-weight:700;font-size:.86rem;
}
.footer-social a:hover{border-color:var(--lime);color:var(--lime);}
.footer-disclaimer{
  border-top:1px solid #24262C;margin-top:44px;padding-top:26px;
  font-size:.83rem;color:#767B84;line-height:1.6;
}
.footer-disclaimer p{margin-bottom:.8em;}
.footer-bottom{
  border-top:1px solid #24262C;margin-top:22px;padding-top:22px;
  display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;font-size:.85rem;
}

/* --- 15. Okruszki -------------------------------------------------------- */
.crumbs{font-size:.85rem;color:var(--muted);padding:18px 0 0;}
.crumbs a{color:var(--muted);}
.crumbs a:hover{color:var(--ink);}
.crumbs span{margin:0 7px;opacity:.5;}

/* --- 16. Responsywnosc --------------------------------------------------- */
@media (max-width:980px){
  .section{padding:64px 0;}
  .nav-toggle{display:flex;}
  .header-cta{display:none;}

  .nav{
    display:none;
    position:absolute;top:100%;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:4px;
    background:#fff;border-bottom:2px solid var(--ink);
    padding:14px 22px 26px;
    box-shadow:var(--shadow-soft);
    max-height:calc(100vh - 76px);overflow-y:auto;
  }
  .nav.is-open{display:flex;}
  .nav a{padding:14px 16px;font-size:1.05rem;}
  .has-sub>a::after{display:none;}
  .subnav{
    position:static;opacity:1;visibility:visible;transform:none;
    border:0;box-shadow:none;padding:0 0 0 14px;margin:0 0 6px;
    border-left:3px solid var(--lime);border-radius:0;min-width:0;
  }
  .subnav a{font-size:.98rem;padding:11px 14px;}
  .nav>.btn{display:inline-flex;margin-top:12px;}

  .hero{padding:52px 0 60px;}
  .rank-act{min-width:100%;}
  .rank-specs{flex:1 1 100%;}
}

@media (max-width:640px){
  body{font-size:16px;}
  .section{padding:52px 0;}
  .card{padding:24px;}
  .card-media{margin:-24px -24px 4px;}
  .rank-item{padding:20px;gap:18px;}
  .rank-brand{flex:1 1 100%;}
  .spec{flex:1 1 44%;}
  .cta-band{padding:30px 24px;}
  .cta-band .cta-act{width:100%;}
  .cta-band .cta-act .btn{width:100%;}
  .trust-item{flex:1 1 44%;}
  .brand-plate img{width:124px;}
}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important;}
}

/* --- 17. Uzupelnienia ---------------------------------------------------- */
/* numery w icon boxach maja byc w kroju naglowkowym */
.ico{font-family:var(--font-display);font-weight:700;}

code{
  font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
  font-size:.88em;background:var(--bg-2);border:1px solid var(--line);
  border-radius:6px;padding:1px 6px;
}
.section--ink code,.card--ink code{background:#1A1C21;border-color:#2E3138;color:#D6D9DE;}
.rank-warn code,.rank-note code{background:rgba(255,255,255,.6);border-color:rgba(0,0,0,.12);}

/* ostrzezenia z kilkoma akapitami maja wewnetrzny <div> */
.rank-warn>div,.rank-note>div{flex:1 1 auto;min-width:0;}

.article strong{color:var(--ink);}
.article a{text-decoration:underline;}

/* --- 18. Sciezka nauki (kroki) ------------------------------------------- */
.step{
  display:flex;flex-wrap:wrap;align-items:flex-start;gap:24px;
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-lg);
  padding:26px 28px;
  transition:transform .16s ease,box-shadow .16s ease;
}
.step:hover{transform:translateY(-3px);box-shadow:var(--shadow-hard);text-decoration:none;}
.step-num{
  flex:0 0 auto;width:58px;height:58px;
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-display);font-weight:700;font-size:1.45rem;color:var(--ink);
  background:var(--lime);border:2px solid var(--ink);border-radius:50%;
  background-image:linear-gradient(118deg,transparent 79%,var(--ink) 79%,var(--ink) 82%,transparent 82%);
}
.step-body{flex:1 1 320px;min-width:0;display:flex;flex-direction:column;gap:8px;}
.step-body h3{margin:0;font-size:1.24rem;}
.step-body p{margin:0;color:var(--muted);}
.step-meta{display:flex;flex-wrap:wrap;gap:8px 16px;font-size:.82rem;color:var(--muted);font-weight:600;}
.step-go{flex:0 0 auto;align-self:center;}
.step--soon{opacity:.62;}
.step--soon:hover{transform:none;box-shadow:none;}
.step--soon .step-num{background:var(--line);background-image:none;}

/* --- 19. Mit kontra fakt ------------------------------------------------- */
.myth{
  display:flex;flex-direction:column;gap:0;
  border:2px solid var(--ink);border-radius:var(--r-lg);overflow:hidden;background:#fff;
}
.myth-top{padding:24px 26px;background:#FDECEA;border-bottom:2px solid var(--ink);}
.myth-bot{padding:24px 26px;background:var(--lime);}
.myth .tag{
  display:inline-flex;align-items:center;
  font-family:var(--font-display);font-weight:700;font-size:.7rem;
  letter-spacing:.14em;text-transform:uppercase;
  border-radius:var(--r-pill);padding:4px 12px;margin-bottom:10px;
}
.myth-top .tag{background:#C7453C;color:#fff;}
.myth-bot .tag{background:var(--ink);color:var(--lime);}
.myth-top p{margin:0;font-family:var(--font-display);font-weight:700;font-size:1.1rem;color:var(--ink);line-height:1.3;}
.myth-bot p{margin:0;color:#3D4128;font-size:.97rem;}

/* --- 20. Slownik --------------------------------------------------------- */
.term{
  display:flex;flex-direction:column;gap:8px;
  border:2px solid var(--line);border-radius:var(--r-md);
  padding:22px 24px;background:#fff;
  transition:border-color .16s ease,transform .16s ease;
}
.term:hover{border-color:var(--ink);transform:translateY(-2px);}
.term h3{margin:0;font-size:1.1rem;}
.term p{margin:0;color:var(--muted);font-size:.95rem;}
.term .short{
  align-self:flex-start;font-family:var(--font-display);font-weight:700;font-size:.68rem;
  letter-spacing:.12em;text-transform:uppercase;color:var(--ink);
  background:var(--lime);border-radius:var(--r-pill);padding:3px 10px;
}
.alpha{display:flex;flex-wrap:wrap;gap:8px;}
.alpha a{
  display:inline-flex;align-items:center;justify-content:center;
  min-width:40px;height:40px;padding:0 10px;
  font-family:var(--font-display);font-weight:700;
  border:2px solid var(--ink);border-radius:var(--r-sm);color:var(--ink);background:#fff;
}
.alpha a:hover{background:var(--lime);text-decoration:none;}

/* --- 21. Sciezki startowe ------------------------------------------------ */
.path{
  display:flex;flex-direction:column;gap:14px;
  border:2px solid var(--ink);border-radius:var(--r-lg);padding:28px;background:#fff;
  transition:transform .16s ease,box-shadow .16s ease;
}
.path:hover{transform:translateY(-4px);box-shadow:var(--shadow-hard);}
.path h3{margin:0;font-size:1.28rem;}
.path>p{margin:0;color:var(--muted);font-size:.96rem;}
.path-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px;}
.path-list a{
  display:flex;align-items:baseline;gap:9px;
  color:var(--ink);font-size:.95rem;font-weight:500;
}
.path-list a::before{content:"\2192";color:var(--lime-deep);font-weight:700;flex:0 0 auto;}
.path-list a:hover{text-decoration:underline;}

/* --- 22. Blok afiliacyjny (stonowany) ------------------------------------ */
.soft-note{
  border:2px dashed #C9CCC4;border-radius:var(--r-md);
  padding:20px 24px;background:var(--bg-2);font-size:.92rem;color:var(--muted);
}
.soft-note p{margin:0;}
.soft-note strong{color:var(--ink);}

/* --- 23. Cytat / wyrozniony akapit --------------------------------------- */
.pullquote{
  font-family:var(--font-display);font-weight:700;
  font-size:clamp(1.3rem,2.6vw,1.85rem);line-height:1.3;color:var(--ink);
  border-left:8px solid var(--lime);padding-left:24px;margin:0;
}
.section--ink .pullquote{color:#fff;}

/* --- 24. Kalkulator ------------------------------------------------------ */
.calc{display:flex;flex-wrap:wrap;gap:var(--gap);align-items:flex-start;}
.calc-form{
  flex:1 1 380px;min-width:300px;
  background:#fff;border:3px solid var(--ink);border-radius:var(--r-lg);
  padding:30px;display:flex;flex-direction:column;gap:24px;
}
.calc-out{flex:1 1 420px;min-width:300px;display:flex;flex-direction:column;gap:20px;}

.field{display:flex;flex-direction:column;gap:10px;}
.field>label,.field-label{
  font-family:var(--font-display);font-weight:700;font-size:.95rem;color:var(--ink);
}
.field-hint{font-size:.82rem;color:var(--muted);margin:0;}

.input-money{position:relative;display:flex;align-items:center;}
.input-money input{
  width:100%;font-family:var(--font-display);font-weight:700;
  font-size:1.75rem;color:var(--ink);
  padding:16px 62px 16px 20px;
  border:2px solid var(--ink);border-radius:var(--r-md);
  background:var(--bg-2);
  -moz-appearance:textfield;appearance:textfield;
}
.input-money input::-webkit-outer-spin-button,
.input-money input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0;}
.input-money input:focus{outline:3px solid var(--blue);outline-offset:2px;}
.input-money .cur{
  position:absolute;right:20px;
  font-family:var(--font-display);font-weight:700;font-size:1.2rem;color:var(--muted);
  pointer-events:none;
}

/* segmenty - radio jako pigulki */
.seg{display:flex;flex-wrap:wrap;gap:8px;}
.seg input{position:absolute;opacity:0;width:0;height:0;}
.seg label{
  flex:1 1 auto;min-width:96px;text-align:center;cursor:pointer;
  font-family:var(--font-display);font-weight:700;font-size:.92rem;
  padding:12px 16px;border:2px solid var(--ink);border-radius:var(--r-pill);
  background:#fff;color:var(--ink);
  transition:background .14s ease,color .14s ease;
}
.seg label:hover{background:var(--bg-2);}
.seg input:checked+label{background:var(--lime);box-shadow:0 3px 0 var(--ink);}
.seg input:focus-visible+label{outline:3px solid var(--blue);outline-offset:2px;}

/* przelaczniki */
.checks{display:flex;flex-direction:column;gap:2px;}
.check{
  display:flex;align-items:flex-start;gap:12px;cursor:pointer;
  padding:11px 12px;border-radius:var(--r-sm);
  transition:background .14s ease;
}
.check:hover{background:var(--bg-2);}
.check input{
  flex:0 0 auto;width:22px;height:22px;margin:1px 0 0;cursor:pointer;
  accent-color:#0B0B0D;
}
.check .t{display:flex;flex-direction:column;gap:2px;}
.check .t b{font-family:var(--font-display);font-weight:700;font-size:.94rem;color:var(--ink);}
.check .t span{font-size:.82rem;color:var(--muted);line-height:1.45;}
.check[hidden]{display:none;}

/* panel wyniku */
.res-main{
  background:var(--lime);border:3px solid var(--ink);border-radius:var(--r-lg);
  padding:30px;display:flex;flex-direction:column;gap:6px;
  box-shadow:var(--shadow-hard);
}
.res-main .lbl{
  font-family:var(--font-display);font-weight:700;font-size:.78rem;
  letter-spacing:.16em;text-transform:uppercase;color:#3D4128;
}
.res-main .big{
  font-family:var(--font-display);font-weight:700;
  font-size:clamp(2.2rem,6vw,3.2rem);line-height:1.05;color:var(--ink);
  letter-spacing:-.03em;
}
.res-main .sub{font-size:.94rem;color:#3D4128;}

.res-card{
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-lg);
  padding:26px;display:flex;flex-direction:column;gap:16px;
}
.res-card h3{margin:0;font-size:1.12rem;}

.res-row{
  display:flex;align-items:baseline;justify-content:space-between;gap:14px;
  padding:9px 0;border-bottom:1px dashed var(--line);
}
.res-row:last-child{border-bottom:0;}
.res-row .k{font-size:.94rem;color:var(--ink-2);}
.res-row .k small{display:block;font-size:.78rem;color:var(--muted);}
.res-row .v{font-family:var(--font-display);font-weight:700;font-size:1.06rem;color:var(--ink);white-space:nowrap;}
.res-row--sum{border-top:2px solid var(--ink);border-bottom:0;margin-top:4px;padding-top:14px;}
.res-row--sum .k{font-family:var(--font-display);font-weight:700;}
.res-row--sum .v{font-size:1.2rem;}
.res-row[hidden]{display:none;}

/* pasek proporcji */
.split{display:flex;width:100%;height:42px;border:2px solid var(--ink);border-radius:var(--r-sm);overflow:hidden;}
.split span{display:block;height:100%;transition:width .25s ease;}
.split .s-netto{background:var(--lime);}
.split .s-spoleczne{background:#3D7BFF;}
.split .s-zdrowotna{background:#7CA1FF;}
.split .s-podatek{background:var(--ink);}
.split .s-ppk{background:#B9BDC4;}
.split span[hidden]{display:none;}

.legend{display:flex;flex-wrap:wrap;gap:8px 20px;}
.legend span{display:inline-flex;align-items:center;gap:8px;font-size:.85rem;color:var(--ink-2);}
.legend i{width:14px;height:14px;border-radius:4px;border:1.5px solid var(--ink);flex:0 0 auto;}

.calc-uwagi{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px;}
.calc-uwagi li{display:flex;gap:11px;font-size:.92rem;color:var(--ink-2);line-height:1.55;}
.calc-uwagi li::before{content:"\2192";color:var(--lime-deep);font-weight:700;flex:0 0 auto;}
.calc-uwagi a{text-decoration:underline;}

.calc-empty{
  border:2px dashed #C9CCC4;border-radius:var(--r-lg);
  padding:40px 30px;text-align:center;color:var(--muted);background:var(--bg-2);
}
.calc-empty[hidden]{display:none;}
#kalk-wynik[hidden]{display:none;}

/* --- 25. Statystyki ------------------------------------------------------ */
.stat{
  display:flex;flex-direction:column;gap:8px;
  background:#fff;border:2px solid var(--ink);border-radius:var(--r-lg);padding:28px;
}
.stat .num{
  font-family:var(--font-display);font-weight:700;
  font-size:clamp(2rem,4.5vw,2.9rem);line-height:1;color:var(--ink);letter-spacing:-.03em;
}
.stat .num em{font-style:normal;background:var(--lime);box-shadow:0 0 0 .1em var(--lime);border-radius:.08em;}
.stat h3{margin:0;font-size:1.05rem;}
.stat p{margin:0;color:var(--muted);font-size:.92rem;}
.stat .src{font-size:.76rem;color:var(--muted);margin-top:auto;padding-top:8px;}
.section--ink .stat{background:#16181D;border-color:#2E3138;}
.section--ink .stat .num,.section--ink .stat h3{color:#fff;}
.section--ink .stat p,.section--ink .stat .src{color:#A8ACB4;}

/* porownanie slupkowe */
.compare{display:flex;flex-direction:column;gap:18px;}
.cmp-row{display:flex;flex-direction:column;gap:7px;}
.cmp-head{display:flex;align-items:baseline;justify-content:space-between;gap:14px;}
.cmp-head .n{font-family:var(--font-display);font-weight:700;font-size:.98rem;color:var(--ink);}
.cmp-head .v{font-family:var(--font-display);font-weight:700;font-size:1.1rem;color:var(--ink);white-space:nowrap;}
.cmp-track{height:34px;background:var(--bg-2);border:2px solid var(--ink);border-radius:var(--r-sm);overflow:hidden;}
.cmp-fill{height:100%;background:var(--lime);}
.cmp-fill--muted{background:#D8DBD2;}
.cmp-fill--ink{background:var(--ink);}
.cmp-note{font-size:.84rem;color:var(--muted);}
.section--ink .cmp-head .n,.section--ink .cmp-head .v{color:#fff;}
.section--ink .cmp-track{background:#16181D;border-color:#2E3138;}
.section--ink .cmp-note{color:#A8ACB4;}

/* --- 26. Wyszukiwarka slownika ------------------------------------------- */
.finder{
  background:#fff;border:3px solid var(--ink);border-radius:var(--r-lg);
  padding:24px 26px;display:flex;flex-direction:column;gap:14px;
}
.finder input[type="search"]{
  width:100%;font-family:var(--font-body);font-size:1.05rem;color:var(--ink);
  padding:14px 18px;border:2px solid var(--ink);border-radius:var(--r-md);background:var(--bg-2);
}
.finder input[type="search"]:focus{outline:3px solid var(--blue);outline-offset:2px;}
.finder-count{font-size:.86rem;color:var(--muted);}
.term[hidden]{display:none;}
.slow-sec[hidden]{display:none;}

/* --- 27. Kafelki tematow -------------------------------------------------- */
.topic{
  display:flex;align-items:center;gap:14px;
  border:2px solid var(--line);border-radius:var(--r-md);
  padding:16px 18px;background:#fff;color:var(--ink);
  transition:border-color .14s ease,transform .14s ease;
}
.topic:hover{border-color:var(--ink);transform:translateY(-2px);text-decoration:none;}
.topic .e{font-size:1.4rem;line-height:1;flex:0 0 auto;}
.topic .t{display:flex;flex-direction:column;gap:1px;min-width:0;}
.topic .t b{font-family:var(--font-display);font-weight:700;font-size:.98rem;}
.topic .t span{font-size:.82rem;color:var(--muted);}

/* --- 28. Powiazane tresci ------------------------------------------------- */
.related{
  border-top:2px solid var(--ink);margin-top:2.5em;padding-top:1.8em;
  display:flex;flex-direction:column;gap:16px;
}
.related h3{margin:0;font-size:1.1rem;}
.related-list{display:flex;flex-wrap:wrap;gap:12px;}
.related-list a{
  display:inline-flex;align-items:center;gap:9px;
  border:2px solid var(--ink);border-radius:var(--r-pill);
  padding:9px 18px;font-family:var(--font-display);font-weight:700;font-size:.9rem;
  color:var(--ink);background:#fff;
}
.related-list a:hover{background:var(--lime);text-decoration:none;}

@media (max-width:640px){
  .calc-form{padding:22px;}
  .res-main{padding:24px;}
  .res-card{padding:20px;}
  .input-money input{font-size:1.45rem;padding:14px 54px 14px 16px;}
  .seg label{min-width:0;flex:1 1 100%;}
}